Security Standards
We maintain security standards designed to prevent unauthorized access to customer information and have adopted procedures that limit access to that information. We restrict access to nonpublic personal information about our customers to those employees who need to know that information to provide products or services to our customers.

Collecting Information
In the course of doing business and providing services to our customers, we collect, retain, and use information. This includes certain “nonpublic” information that we may obtain in connection with providing a financial product or service to you. For example, nonpublic personal information may include information about your investments, income, net worth and Social Security number.

We collect nonpublic personal information about our customers from the following sources:

• Information from applications or other forms
• Information about our customers' transactions with us
• Information we receive from third parties such as service providers (fund companies, clearing firm)

We collect, use and retain customer information to transact business with our customers, to protect and maintain security for both our customers and FFMI, and to provide and offer products and services.

Sharing Information
Our customers' personal financial information is not shared or distributed to anyone except as permitted by law. We may share the information as described below with financial service providers:

• When our customers request or authorize us to do so;
• When completing transactions initiated by our customers, or to conduct our day-to-day business operations;
• When providing information to a clearing firm, fund companies, or insurance companies as a part of standard business practices;
• When required or permitted by law or regulation or to protect and enforce our legal rights.

It is our policy to require that these third parties and outside service companies agree to safeguard our customers' confidential information, and to abide by all applicable laws and regulations.

Additionally, we will adhere to the privacy policies and practices as described above if our customers decide to close their accounts or become an inactive customer.